Commercial Auto Liability
Protect your business from costly accidents and keep your operation moving forward.
Trucking · Commercial · Personal · Compliance
More Than Coverage.
More Than Coverage.
A Strategic Advantage.
From owner-operators and growing fleets to families and homeowners, EC Premium Insurance Agency protects what matters most — on the road and at home. One team for your trucks, your business, and your personal insurance.
Independent agency
Fast quotes
Real people, real support
Trucking Coverage
Protection built for life on the road.
The coverages owner-operators and motor carriers actually need — written by people who know the difference.
Motor Truck Cargo
Safeguard the freight you haul and deliver every load with confidence.
General Liability (GL)
Protect your business from unexpected claims and everyday risks.
Non-Trucking Liability
Bobtail protection that covers you when you're driving off-dispatch and not under load.
Physical Damage
Repair or replace your truck and trailer after a collision, theft, fire, or weather loss.
Workers' Comp (WC)
Cover medical costs and lost wages if an employee is injured on the job.
How it works
Coverage in three simple steps.
No confusing runaround. Here's exactly what to expect — before you even call.
Tell us about your operation
Fill out the form or give us a call. If you run commercial, have your USDOT number handy — it speeds everything up.
We shop 50+ carriers
We compare options across 50+ top-rated carriers to find the right coverage at the best price, and follow up as soon as we have options for you.
You're covered and on the road
We walk you through your options in plain language, help with permits and compliance, and stay with you at renewal and claim time.
Personal Insurance
Coverage for your family, not just your fleet.
We protect what matters at home with the same care we bring to the road — affordable, top-rated coverage for the people and things you love.
Auto Insurance
Full coverage, liability, SR-22 filings, and multi-car policies — at a price that fits your budget.
Get a quote →Home Insurance
Protect your biggest investment with homeowners coverage that actually holds up at claim time.
Get a quote →Renters Insurance
Affordable protection for your belongings and personal liability, wherever you rent.
Get a quote →Bundle & Save
Combine your auto, home, or renters policies and let us shop 50+ carriers for the best rate.
Get a quote →
Commercial Insurance
Coverage for every kind of business.
From car lots and medical offices to restaurants, contractors, and retail — if you run a business, we can protect it. One agency for all your commercial needs.
General Liability
Protects your business from third-party injury and property-damage claims.
Get a quote →Commercial Property
Covers your building, equipment, and inventory against fire, theft, and disaster.
Get a quote →Business Owner's Policy (BOP)
Bundles liability and property into one cost-effective package built for small businesses.
Get a quote →Garage & Auto Dealers
Specialized coverage for car lots, dealers, and repair shops — inventory, liability, and garage keepers.
Get a quote →Professional Liability (E&O)
Protection for doctors, clinics, and professionals against claims of errors, negligence, or malpractice.
Get a quote →Commercial Auto & Fleet
Covers the vehicles your business depends on, from a single van to a full fleet.
Get a quote →Restaurants, retail, contractors, salons, offices, medical practices and more — whatever you run, we'll find coverage for it.
Surety Bonds
Bonds to keep your business moving.
Need a bond to get your authority, win a contract, or satisfy a state requirement? We handle that too — quoted and filed quickly.
Freight Broker Bond (BMC-84)
Required to get and keep your freight broker or forwarder authority. We file it and keep it renewed.
Get a quote →Surety Bonds
A guarantee that you'll meet your obligations to a client, an agency, or the state.
Get a quote →License & Permit Bonds
Required by many states and cities before you can get a license or operate legally.
Get a quote →Contractor Bonds
Bid, performance, and payment bonds for contractors and the trades.
Get a quote →
Premium Services
Permit & safety compliance, handled.
Stay compliant without the paperwork headache. Pick a package or let us tailor one to your operation.
Permit Compliance Packages
Authority, filings, and renewals kept current so you're never caught off guard at a scale or audit.
Intrastate Plan
For carriers operating within Texas.
- 2290 Processing
- MCS-150 / Biennial Update
- TX DMV Certificate
- NM WDT Permit Renewal & Additions
- Franchise Tax Reporting (included at no cost)
Most Complete
Interstate Plan
For carriers running across state lines.
- 2290 Processing
- UCR Processing
- MCS-150 / Biennial Update
- NM WDT Permit Renewal & Additions
- KYU Permit Renewal & Additions
- NY HUT Permit Renewal & Additions
- IFTA Reporting
- Franchise Tax Reporting (included at no cost)
- TX Fleet Account Maintenance (Add/Delete)
Safety Compliance Packages
Keep your drivers audit-ready and your CSA record clean, from driver files to your drug & alcohol program.
Basic Plan
The essentials every carrier needs on file.
- ELD Maintenance (optional)
- Unit File (docs & maintenance)
- DQ File w/ Employment App.
- Drug Consortium set-up & maintenance
- Accident Files w/ FMCSA Accident Register
Most Complete
Plus Plan
Everything in Basic, plus proactive safety management.
- Everything in the Basic Plan
- DataQs challenges
- Med Cert expiration tracking
- Inspection review & file keeping
- Annual tailored safety plan
- Safety audit prep
Subscription Service
Our All-Inclusive Monthly Subscription Service
We're proud to provide a monthly subscription service to our customers that keeps your operation compliant, monitored, and road-ready — all handled for you.
Includes these benefits
- Audit-ready documentation. We keep all of your documentation maintained and audit-ready.
- FMCSA SMS portal monitoring. We monitor your company on the FMCSA's SMS portal to check your status across the FMCSA's six BASIC categories, and we alert you when you receive — or are close to receiving — an alert in one of these categories.
- All permit renewals processed. We process all permit renewals for the company — MCS-150 updates, UCR, NM permit, 2290, apportioned/combination plates, token trailer plates, quarterly fuel tax filings, and more.
- New permits for added units. This service includes processing new permits for units that are added to the company's fleet.
Some exclusions apply.
Contact us today →
Contact us today to learn more about our subscription service!
permits@ecpremiumservices.com
Why Choose Us
What sets us apart?
You can depend on us.
One-Stop Shop
One-stop shop for trucking permits, compliance, and all your insurance needs.
Bilingual Support
Bilingual support for English and Spanish speakers. Hablamos español.
Multiple Top-Rated Carriers
Access to 50+ insurance carriers to help find competitive coverage options that meet your needs.
A few of the 50+ top-rated carriers we work with
National Indemnity
Great American
Berkley
GEICO
The Hartford
Northland
IAT Group
Star Mutual RRG
Progressive
Trisura
Crum & Forster
Prime
SiriusPoint
Nirvana
National IndemnityGreat AmericanBerkleyGEICOThe HartfordNorthlandIAT GroupStar Mutual RRGProgressiveTrisuraCrum & ForsterPrimeSiriusPointNirvana
About EC Premium
A family-owned partner for the long haul.
Founded in July 2020, EC Premium Insurance Agency was created to fill a critical need in the trucking industry: a one-stop shop for drivers, owner-operators, and small businesses to access premium insurance and compliance services under one roof. With more than 14 years of specialized experience in trucking, our team provides expert guidance on permits, operating authorities, apportioned plates, and commercial insurance — all with the goal of making it easier for truckers to get on the road and stay compliant.
As a family-owned agency licensed in 7 states, we pride ourselves on combining professional expertise with genuine care for our clients and community. Whether it's helping trucking companies succeed or providing individuals with affordable home, auto, and renters insurance, our mission is simple: to deliver tailored solutions that build trust, protect against risk, and keep businesses moving forward.
At EC Premium, we understand the unique challenges truckers face — and we're here to help every step of the way.
Hablamos españolBy the numbers
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Family-owned since July
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Years of trucking expertise
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States licensed
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Top-rated carriers
Client Reviews
Trusted by drivers and carriers alike.
★★★★★
I can't say enough good things about EC Premium! They helped me with both my auto insurance and my commercial insurance, and made everything so easy to understand. Insurance can be overwhelming, but they took the time to walk me through my options and made sure I got the coverage I needed at a great price. The team was always quick to answer my questions and truly cared about helping me, not just making a sale. It's hard to find that kind of service these days. I'm very grateful for all their help and highly recommend EC Premium to anyone looking for insurance they can trust!
★★★★★
Really good company to work with. They know trucking and helped us figure out our commercial insurance and safety stuff without making it complicated. Super helpful and easy to work with. I'd recommend them to any trucking company that needs help with insurance or safety.
★★★★★
I'm impressed with how much I'm saving on my car insurance with this company. Aldo and Edwin helped choose the right coverage and they were very professional. I highly recommend these guys!!!
Frequently asked
Quick answers, before you call.
The things we get asked most. Don't see your question? Call us or request a quote.
How fast can I get a quote?
Quickly. Once we have your details, we get right to work and follow up with your options as soon as they're ready. The more complete your form — especially your USDOT number for commercial quotes — the sooner we can turn it around.
What's a USDOT number and why do you need it?
It's the ID the U.S. Department of Transportation assigns to your commercial operation. It lets us pull your authority, safety record, and operation type so we can prepare an accurate quote. Don't have one yet? We can help you get it.
Do I need motor truck cargo and physical damage coverage?
It depends on what you haul, your broker contracts, and whether your truck is financed. Many shippers require cargo coverage, and lenders almost always require physical damage. We'll tell you exactly what your situation calls for — without overselling you.
Do you help customers in Spanish?
Yes. Our whole team is bilingual, and this entire site is available in English and Spanish — just use the EN / ES button at the top. Call or message us in whichever language you prefer.
Which states are you licensed in?
We're licensed in 7 states and work with 50+ top-rated carriers. Tell us where you operate and we'll confirm we can help.
Can you handle my permits and compliance, not just insurance?
Yes — that's our specialty. We handle permits (2290, UCR, IFTA, MCS-150 and more) and safety compliance (DQ files, drug consortium, audit prep) right alongside your insurance, all under one roof.
Still have a question? Request a free quote or call us at 915-494-1366.
Get in touch
Request your free quote.
Tell us about your operation and we'll get back to you as soon as we can.
Call us915-494-1366
Emailrequest@ecpremiumservices.com
East Office1810 George Dieter #108
El Paso, TX 79936
El Paso, TX 79936
Horizon City Office13649 Eastlake Blvd Suite E5
Horizon City, TX 79928
Horizon City, TX 79928
HoursMonday–Friday · 8:00am – 5:00pm